Important Announcements

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Important Updates

PSLF and PSLF Buyback

The PSLF program is managed by the U.S. Department of Education not MOHELA. To learn more about your next steps, and general information on the programs, visit Studentaid.gov/PSLF or Studentaid.gov/PSLFbuyback.

SAVE (Saving On A Valuable Education)

On August 1, 2025, interest began accruing on the SAVE Administrative Forbearance. Visit StudentAid.gov/SAVE to learn more. You can leave the forbearance by switching to an eligible repayment plan using Loan Simulator.

An official website of the United States government  

Official websites use .gov

A .gov website belongs to an official government organization in the United States

Secure .gov websites use HTTPS

A lock () or https:// means you've safely connected to the .gov website. Share sensitive information only on official, secure websites.

MOHELA Logo
Official Servicer of Federal Student Aid
Important Announcements Contact Us

Understanding Your Bill

These samples provide an overview of the information that will appear on your bill, so you will know exactly what your payment amount is.

  • How to Read Your Bill
    An overview of how to read your bill, including definitions and other pertinent information, to help your understanding of communications related to your student loan(s).

  • Monthly Install Bill Sample
    You owe payments for principal and interest. A payment is required. Monthly bills are set approximately 20-25 days prior to your payment due date.*

  • Interest Notice Sample
    No action is needed, but the outstanding interest will capitalize if not paid.

* Signed up for Auto Pay? If so, you may not receive a monthly bill.