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Important Update on the SAVE Administrative Forbearance
In July 2024, a federal court injunction blocked parts of the Saving on a Valuable Education (SAVE) Plan. As a result, eligible federal student loans were placed in forbearance with a 0% interest rate. Because interest has not accrued, loan balances (which includes principal and interest) have not grown during this forbearance. In February 2025, a second federal court injunction ended this 0% interest rate. To comply with this injunction, loan(s) in the SAVE forbearance will begin accruing interest on Aug. 1, 2025.
MOHELA is working to update interest rates- once updated, you can view your interest rate, outstanding interest amounts, or make payments towards interest on your online account. For more information, view our FAQs!
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