Important Announcements

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Veteran's Day - thanking all who served

Thank you to our veterans for their service in the United States Armed Forces. In observance of this holiday, our offices will be closed on Tuesday, November 11.

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Official Servicer of Federal Student Aid
Important Announcements Contact Us

Income Driven Repayment (IDR) Forgiveness

After you make 20-25 years of qualifying payments on an IDR plan, your remaining loan balance(s) may be forgiven. These repayment plans also work for Public Service Loan Forgiveness. If you are participating in an IDR plan, you can use the following link to log in to your account at StudentAid.gov to

Past periods of repayment, deferment, and forbearance might now count toward IDR forgiveness because of the payment count adjustment. To learn more, visit https://studentaid.gov/announcements-events/idr-account-adjustment  this link will open in a new window for more information.

To learn more about Student Loan Forgiveness, visit https://studentaid.gov/manage-loans/forgiveness-cancellation  this link will open in a new window or more information.