On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.
Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.
For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.
To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.
A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.