Loan Forgiveness and Discharge Programs

• Borrower Defense Loan Discharge
  

  If you took out a Federal Direct Loan to attend a school that misled you or engaged in other misconduct in violation of certain laws, you may be eligible for loan discharge.

• Closed School Discharge
  

  If your school closes while you're enrolled or soon after you withdraw, you may be eligible for discharge of your federal student loan(s).

• Death Discharge
  

  If the borrower, or the student on whose behalf the loan was obtained, dies, the loan may be discharged.

• IDR Forgiveness and Account Adjustment  this link will open in a new window
  

  Learn more about income-driven repayment (IDR) forgiveness and one-time account adjustments.

• Public Service Loan Forgiveness (PSLF)
  

  If you work in certain public service jobs and make 120 payments on your Direct Loan(s), you may be eligible to have your loans forgiven.

• Teacher Loan Forgiveness
  

  If you are a teacher in a low-income school or educational service agency, you may be eligible for Teacher Loan Forgiveness.

• Temporary Expanded Public Service Loan Forgiveness (TEPSLF)  this link will open in a new window
  

  If some or all of your payments were not made on a qualifying repayment plan for PSLF, you may be able to receive loan forgiveness under a temporary opportunity.

• Total and Permanent Disability Discharge
  

  If you are totally and permanently disabled, learn about your options to have your student loans discharged.