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Fax:
1-866-222-7060 (Toll Free)

Mail:

MOHELA
633 Spirit Drive
Chesterfield, MO 63005-1243

Downloading Forms


Below is a list of forms to assist you in managing your student loan account.

Auto Pay Application
Enroll to make payments automatically each month and you may qualify for a 0.25% interest rate reduction.
Corporation for National And Community Service (CNCS)
During a period when you are serving in a national position for which you received a national service award  this link will open in a new window.

Federal Student Aid Forms Available on StudentAid.gov  this link will open in a new window

Loan Forgiveness and Discharge


Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF)

For borrowers who are pursuing PSLF or TEPSLF  this link will open in a new window, you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.

You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.

Borrower Defense Discharge

For borrowers whose school misled them or violated state law in relation to the borrower?s loan or education, this form allows you to apply for borrower defense to repayment.

Total and Permanent Disability Discharge Application

For borrowers with a qualifying disability, you can use this form to apply for total and permanent disability discharge  this link will open in a new window.

Total and Permanent Disability ? Applicant Representative Designation (ARD)

For borrowers with a qualifying disability, you can use this form to designate another person to act on your behalf.

Teacher Loan Forgiveness

For borrowers who are qualifying teachers, you can use this form to apply for Teacher Loan Forgiveness  this link will open in a new window.

Closed School Discharge

For borrowers whose school closed during the borrower?s enrollment or within 120 or 180 days after the borrower withdrew, depending on when the loans were disbursed, you can use this form to apply for a closed school discharge  this link will open in a new window.

Unpaid Refund Discharge

For borrowers who believe they do not owe the full loan amount because the school should have returned some of the money it received, this form allows you to apply for an unpaid refund discharge  this link will open in a new window. This form may also be used by parent PLUS borrowers.

False Certification - Disqualifying Status Discharge

For borrowers whose school certified their eligibility for a loan and who had a condition that would disqualify them from meeting state requirements for employment in the job they trained for. Use this form to apply for a false certification discharge  this link will open in a new window. This form may also be used by parent PLUS borrowers.

False Certification ? High School Graduation Status

For borrowers who did not have a high school diploma or GED when they enrolled or do not think the school properly certified the student?s ability to benefit from the education the borrower paid for with this loan, You can use this form to apply for a false certification discharge  this link will open in a new window. This form may also be used by parent PLUS borrowers.

False Certification ? Identity Theft

For borrowers who believe that a loan in their name was falsely certified as the result of the crime of identity theft  this link will open in a new window. Use this form to apply for a false certification discharge. This form may also be used by parent PLUS borrowers.

False Certification ? Unauthorized Signature/Payment Discharge

For individuals whose school signed loan documents on their behalf without their authorization or signed authorization for electronic funds transfer without their knowledge, and the loan money wasn?t given to the individual or applied to charges the individual owed to the school. This form allows you to request a false certification discharge  this link will open in a new window. This form may also be used by parent PLUS borrowers.

Keep in mind, you cannot receive a false certification discharge if you received the loan funds or if the school applied the funds to school charges you owed.

Forgery Discharge

For individuals who believe they were the victim of forgery and who have loans held by the U.S. Department of Education.

Loan Repayment


Income-Driven Repayment (IDR) Plans

For borrowers who are seeking lower payments based on their income. This form allows you to apply for income-driven repayment plans  this link will open in a new window. The online application is more efficient and allows you to estimate your loan payments before you apply.

Loan Consolidation

For borrowers who want to combine multiple federal student loans into one loan.

Loan Consolidation Request to Add Loans

This form is for borrowers who want to add one or more eligible federal education loans to their Direct Consolidation Loan.

Repayment Plan Request

This form allows Direct Loan borrowers to choose either a Standard, Graduated, or Extended Repayment Plan  this link will open in a new window to repay your loans.

Revocation of Consent to Use Federal Tax Information

For borrowers and their spouses who wish to revoke their consent allowing the U.S. Department of Treasury to disclose federal tax information (FTI) to the U.S. Department of Education related to eligibility for, or repayment obligations under, income-driven repayment (IDR) plans.

Reaffirmation

For borrowers who received a student loan amount that is more than their annual or aggregate loan limit, you can use this form to confirm how you will repay the extra amount and regain eligibility for future student aid.

If you want to repay the entire excess amount immediately, contact us.

Joint Consolidation Loan Separation: Combined Application

This form is for borrowers who want to separate a joint consolidation loan (JCL). For example, if you and your current or former spouse shared the loan but then wanted to separate the JCL.

Loan Deferment and Forbearance

Loan deferment or forbearance means you won't have to make a payment, but you usually will not be making progress toward forgiveness or paying back your loan. During deferment, interest accrues (adds up) on unsubsidized loans. During forbearance, interest accrues on both subsidized and unsubsidized loans. If you do not pay interest that accrues during deferment or forbearance, it may be capitalized (added to your principal balance), and the amount you pay in the future will be higher.


General Forbearance

For borrowers who can't make payments due to financial hardship, illness, or other reasons.

Economic Hardship Deferment

For borrowers who can?t make payments due to financial hardship, including Peace Corps volunteers.

In-School Deferment

For borrowers who are enrolled at least half-time at an eligible school.

Student Loan Debt Burden Forbearance

For borrowers whose total student loan debt is 20 percent or more of their total monthly gross income. Keep in mind that additional conditions apply.

Unemployment Deferment

For borrowers who are unemployed or can't find full-time employment.

Parent PLUS Borrower Deferment

For parent PLUS loan borrowers whose student is enrolled at least half-time.

Teacher Forbearance

For borrowers who qualify for Teacher Loan Forgiveness  this link will open in a new window, you can use this form to request forbearance while working toward teacher loan forgiveness.

Cancer Treatment Deferment

For borrowers who are cancer patients, you can use this form to request a deferment on your eligible loans and a forbearance on your ineligible loans for the duration of your cancer treatment and for six months afterward.

Graduate Fellowship Deferment

For borrowers who are in an eligible graduate fellowship program.

Rehabilitation Training Deferment

For borrowers who are attending a full-time rehabilitation training program.

Medical or Dental Internship/Residency, National Guard, and DoD Student Repayment

For borrowers who do not qualify for a deferment for a medical or dental internship or residency, or for military service, you can use this form to apply for a Medical or Dental Internship/Residency Forbearance, a National Guard Duty forbearance, or a Department of Defense Student Loan Repayment forbearance.

Military Service and Post-Active Duty Student Deferment

For borrowers who are performing military service or have completed their active-duty service, you can use this form to request a deferment during certain periods of active duty, right after active duty, or while preparing to go back to school after active duty.

Corporation for National and Community Service (AmeriCorps) Forbearance

For borrowers serving in an AmeriCorps position for which they received a National Service Award, use the link below to learn more about how to request an AmeriCorps forbearance.

http://www.nationalservice.gov/   this link will open in a new window

Service Members and Veterans


Servicemembers Civil Relief Act (SCRA): Interest Rate Limitation Request

The Servicemembers Civil Relief Act (SCRA) caps the interest rate on eligible loans at 6% for service members who qualify. MOHELA regularly checks with the U.S. Department of Defense's Defense Manpower Data Center (DMDC) and automatically apply the SCRA interest rate limit to qualified service members. You can use these forms if your military active-duty periods are different or if the benefit is not applied to your loans.

Medical or Dental Internship/Residency, National Guard, and Department of Defense Student Repayment

For borrowers who do not qualify for a deferment for a medical or dental internship or residency, or for military service, you can use this form to apply for a medical or dental internship or residency forbearance, a National Guard duty forbearance, or a Department of Defense Student Loan Repayment forbearance.

Military Service and Post-Active Duty Student Deferment

For borrowers who are performing military service or have completed their active-duty service, you can use this form to request a deferment during certain periods of active duty, right after active duty, or while preparing to go back to school after active duty.

TEACH Grant Service Obligation Suspension Request: Military Spouse

For borrowers who are temporarily unable to teach because their spouse has received military orders for a deployment with a military unit or change of permanent duty station, you can use this form to request a suspension of the 8-year period for completing your service obligation.

TEACH Grant Service Obligation Suspension/Discharge Request: Military Service

For borrowers who are temporarily unable to teach because of their qualifying military service, or who want to request a discharge of some or all of their service obligation based on extended military service, you can use this form to request a suspension of the 8-year period for completing your service obligation, or a military service discharge of some or all of your service obligation.

Master Promissory Note

The Master Promissory Note (MPN)  this link will open in a new window is a legal document you must complete promising to repay your loan(s) and any accrued interest and fees. The terms and conditions of your loan(s) are included in the form.


Direct Subsidized and Direct Unsubsidized Loans

For undergraduate or graduate students.

Direct PLUS Loans

For borrowers who are graduate students and parents of undergraduate students.

TEACH Grants

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program  this link will open in a new window can provide funds to you if you are enrolled in a TEACH Grant-eligible program of study, at a school that participates in the TEACH Grant Program.


TEACH Grant Agreement to Serve or Repay

For borrowers who are eligible for TEACH Grant Program  this link will open in a new window, you must complete this online form in order to receive a TEACH Grant.

This form explains the terms and conditions for receiving a TEACH Grant. By signing the agreement, you agree to these terms and conditions and acknowledge that if you don?t fulfill the service obligation, your TEACH Grant funds will be converted to a loan that you must repay.

TEACH Grant Certification Form

For TEACH Grant recipients, you can use this form to provide us with documentation of each completed year of teaching.

TEACH Grant Service Obligation Suspension Request: Enrollment in a Qualifying Program or Completing Teacher Licensure Requirements

For TEACH Grant recipients who are temporarily unable to teach because they are receiving further education or training, you can use this form to request a suspension of the eight-year period for completing your service obligation.

TEACH Grant Service Obligation Suspension Request: Family and Medical Leave Act (FMLA) Condition

For TEACH Grant recipients who are temporarily unable to teach because of a condition that is a qualifying reason for leave under the FMLA, you can use this form to request a suspension of the eight -year period for completing your service obligation.

TEACH Grant Service Obligation Suspension Request: Military Spouse

For borrowers who are temporarily unable to teach because their spouse has received military orders for a deployment with a military unit or change of permanent duty station, you can use this form to request a suspension of the 8-year period for completing your service obligation.

TEACH Grant Service Obligation Suspension Request: Residing or Being Employed in a Federally Declared Major Disaster Area

For TEACH Grant recipients who are temporarily unable to teach because they are residing in or are employed in a federally declared major disaster area, you can use this form to request a suspension of the eight -year period for completing your service obligation.

TEACH Grant Service Obligation Suspension/Discharge Request: Military Service

For borrowers who are temporarily unable to teach because of their qualifying military service, or who want to request a discharge of some or all of their service obligation based on extended military service, you can use this form to request a suspension of the eight -year period for completing your service obligation, or a military service discharge of some or all of your service obligation.

StudentAid.gov Account


Attestation and Validation of Identity

For individuals without Social Security numbers, you can use this form to verify your identity so you can create an account on StudentAid.gov.

Certification of Identity and Consent

For parents or guardians of minors, you can use this form to access records related to the minor. Additionally, this form can be used to give consent to a trusted third-party, like a family member, attorney, or other representative.