Due to changes in PSLF regulations, you can now buy back certain months of your payment history to make them qualifying payments for PSLF. Specifically, you can buy back months that don’t count as qualifying payments because you were in an ineligible deferment or forbearance status.
You can buy back these months only if you still have an outstanding balance on your loan(s), you have approved qualifying employment for these same months, and buying back these months will complete your total of 120 qualifying PSLF payments.
Please note: The PSLF buyback program is managed by the U.S. Department of Education, not your loan servicer. To learn more about next steps, and general information on the program, visit Studentaid.gov/PSLFbuyback.