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Income Driven Repayment (IDR) Status - As Directed by Federal Student Aid

Status of IDR Applications – No Action Required from You.

• IDR esign is now available for submission on StudentAid.gov but still cannot be processed.

• Pending IDR applications cannot be processed.

• Forbearances are automatically being placed for borrowers on the SAVE Repayment Plan through 7/31/2025. Borrowers that have a pending IDR application may also be placed on a forbearance until no later than 7/31/2025.

• Visit StudentAid.gov/Save-Action for more information or log in to check your loan status information.

Extending IDR Recertification of Family Size and Income (Anniversary Dates) – No Action Required from You.

• Recertification of IDR plans will not be required until at least February 2026.

• SAVE plan recertification dates were already extended.

• Income Based Repayment (IBR), Pay As You Earn (PAYE), and Income Contingent Repayment (ICR) plans are in the process of being extended. Please allow a few weeks for this extension to occur. We will notify borrowers when this is complete.

Changing Your IDR Plan

• You can choose to exit your IDR plan and move into a fixed payment repayment plan. Moving between IDR plans is not currently available as processing is still paused, but you can apply for an IDR plan online. Please visit StudentAid.gov/loan-simulator to review your options.

If you're having trouble making payments, please visit StudentAid.gov/loan-simulator to review your options. You can download a forbearance or deferment form, from StudentAid.gov/forms, and upload the form to your online MOHELA account.