Important Announcements

On Dec. 9, 2025, the U.S. Department of Education announced a proposed settlement agreement that would end the Saving on a Valuable Education (SAVE) Plan. The settlement must be approved by the court before it can be implemented. Borrowers can use the Loan Simulator to begin exploring other repayment options. For more information, visit StudentAid.gov/courtactions.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

Happy Holidays!

In observance of the holidays, our offices are closed on the following days:

Thursday, December 25

Thursday, January 1

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Additional Resources

MOHELA offers a list of resources to assist you in college, throughout your career and as you budget and set your personal finance goals. These sites are intended to be a convenient way to find information pertaining to these topics. MOHELA does not endorse these sites and is not responsible for the privacy practices or content of these sites. We regularly review and ensure links to the sites are working properly; however, links may break or be redirected to another site between reviews.

Calculators
  • Repayment Amortization

    You can estimate your payments with various interest rates and loan terms using this calculator.

  • Repayment Plan

    Co-borrowers may view account information, change their contact information and make payments through our website. Other functions may be limited.

    You can estimate your payments under various repayment plans using this calculator.

Student Loan Industry Glossary   this link will open in a new window