Important Announcements

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We'll provide updates when the regulations are implemented. For now, there are no impacts to borrowers, payment counts, or discharges.

Visit StudentAid.gov/publicservice for more information about PSLF and current program requirements.

For more information about employer eligibility, visit StudentAid.gov/pslf/employer-search.

To apply for PSLF, use the PSLF Help Tool at StudentAid.gov/pslf.

A federal court issued an injunction preventing the U.S. Department of Education from implementing the Saving on a Valuable Education (SAVE) Plan and parts of other income-driven repayment (IDR) plans.

Important Updates

Income-Driven Repayment (IDR) processing

A federal court issued an injunction changed how ED can implement certain parts of IDR plans. Because of these changes, the U.S. Department of Education has instructed federal student loan servicers to deny IDR applications where "lowest monthly payment" was selected, more than one IDR plan was selected, or an IDR plan was not selected. Visit Studentaid.gov/loan-simulator to review your options and apply for an eligible repayment plan.

Saving On A Valuable Education (SAVE) Plan Administrative Forbearance

In July 2024, a federal court injunction blocked parts of the SAVE Plan. As a result, eligible federal student loans were placed in forbearance with a 0% interest rate. During this forbearance interest had not accrued; therefore, loan balances (including principal and interest) have not increased during this forbearance. You will not have to make payments until the SAVE forbearance ends. In February 2025, a second federal court injunction ended the SAVE 0% interest rate. To comply with this injunction, loan(s) in the SAVE Administrative Forbearance began accruing interest on August 1, 2025.

You can view your interest rate, outstanding interest amount, or make payment toward interest via your online account. For more information, view our FAQs!

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Competitive and Comprehensive Benefits

Benefits

Why choose MOHELA? Because we offer more than just benefits! At MOHELA, you’ll have the distinction of working for a leader in the student loan industry.

Medical, Dental, and Vision

MEDICAL, DENTAL and VISION

MOHELA offers a comprehensive medical plan that includes prescription coverage for employees and their dependents. A health savings account is available for employees to save for the future or to pay current medical expenses. We share the cost of insurance premiums with our employees. Vision coverage is available at no cost and offers free eye exams, and discounts on glasses and contacts. Dental insurance offers preventive care, dental work, and orthodontics (for dependent children) at various coverage percentages. MOHELA offers an incentive for employees who waive MOHELA’s medical plan and obtain medical coverage with another group medical plan.


Earned Time Off

EARNED TIME OFF

And the clock starts now! Time off begins to build when your employment starts. We observe 6 holidays a year: New Year’s Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving and Christmas. We also offer 4 Personal Holidays for you to use!

You will receive at least 17 days of available time off in Personal Time Off (PTO) and Vacation benefits. The days roll over from year to year, if unused.

Family is very important to MOHELA. Birth and adoption time off benefits are also available to employees.


Tuition Reinbursement

TUITION REIMBURSEMENT

One of MOHELA’s core values is education. We support helping our employees and their dependents reach their educational goals. After 3 months of employment, you can qualify for up to $12,000 per calendar year in tuition reimbursement.


401(k) Match up to 8%

401(k) MATCH UP to 8%

After you complete six months of service, MOHELA will match each dollar you contribute up to the first 8% of your salary. You can contribute up to 50% of your annual salary. It’s simple to contribute through payroll deduction.


Health and Wellness

HEALTH AND WELLNESS

In addition to our comprehensive medical plan, MOHELA offers a comfortable working environment. From state of the art technology to the chair you sit in, MOHELA offers a variety of active workspace options, including Varidesk, Under Desk Elliptical Exerciser and Yoga Ball Desk Chairs. You can also stay healthy by visiting our on-site gym facility.


Location and Work Environment

LOCATION AND WORK ENVIROMENT

MOHELA’s offices in Chesterfield and Columbia, Missouri, are located in close proximity to nearby shopping, restaurants, schools, county parks and public transportation. Both are located near interstate highways, to allow for more of a direct commute.

Our federal satellite office is located in Washington, DC.

All locations offer a professional and pleasant work environment, with an exceptional team of employees.


Giving Back

GIVING BACK

MOHELA supports the social and economic well-being of our local communities. Through company initiatives, we support local charities via fundraisers, participating in food drives or collecting supplies. We also established a MOHELA Cares program that supports our own employees that may need a helping hand.